XRPL AmendmentVoting Active

XRPL Lending Protocol Vote

The XRP Ledger is voting on native lending functionality. This could enable DeFi lending directly on XRPL.

Time Until Expected Vote

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Current Validator Support~75%

80% required to pass. Updated weekly from xrpscan.com

Get Notified When It Passes

Be the first to know when XRPL lending goes live.

What This Means for XRP

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Native Lending

Borrow and lend XRP directly on the ledger without third-party smart contracts.

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Earn Yield

Deposit XRP into lending pools and earn interest from borrowers.

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Collateralized Loans

Use your XRP as collateral to borrow other assets without selling.

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Institutional Ready

Built-in compliance features make it suitable for institutional adoption.

Note: Amendment voting is ongoing. The exact vote completion date depends on validator consensus. January 2026 is an estimate based on current progress.