Terms of Service

1. Acceptance of Terms

By accessing or using XRP Dashboard ("the Service"), you agree to be bound by these Terms of Service ("Terms"). If you disagree with any part of these terms, you may not access the Service. This agreement applies to all visitors, users, and others who access or use the Service.

2. Description of Service

XRP Dashboard is a cryptocurrency portfolio management platform that provides:

• Real-time XRP price tracking and portfolio analytics
• AI-powered market insights and risk analysis
• Whale movement alerts and on-chain analytics
• Technical indicators and market predictions
• Business payment gateway solutions for XRP transactions
• API access for developers and businesses

3. User Accounts and Registration

To access certain features of the Service, you must register for an account. You agree to:

• Provide accurate, current, and complete information during registration
• Maintain and promptly update your account information
• Maintain the security of your password and accept responsibility for all activities under your account
• Notify us immediately of any unauthorized use of your account
• Not use the account of another user without permission

We reserve the right to refuse registration or cancel accounts at our sole discretion.

4. Subscription Plans and Payment Terms

4.1 Service Tiers

• Free Tier: Basic portfolio tracking with limited features
• Pro Tier: Advanced analytics, AI insights, and enhanced API access
• Enterprise Tier: Full feature access, priority support, and custom integrations

4.2 Payment Processing

Payments are processed through Stripe, Inc. By subscribing to paid plans, you agree to Stripe's terms of service. All fees are non-refundable except as expressly provided in these Terms or as required by law.

4.3 Billing and Cancellation

• Subscriptions are billed in advance on a monthly or annual basis
• You may cancel your subscription at any time through your account settings
• Cancellations take effect at the end of the current billing period
• We may change subscription fees with 30 days' notice

5. Acceptable Use Policy

You agree not to use the Service to:

• Violate any applicable laws or regulations
• Infringe upon the rights of others
• Transmit malicious software or engage in harmful activities
• Attempt to gain unauthorized access to our systems or other users' accounts
• Use the Service for illegal financial activities, money laundering, or fraud
• Manipulate markets or engage in market manipulation schemes
• Exceed rate limits or abuse API endpoints
• Reverse engineer, decompile, or disassemble the Service

6. Financial Disclaimers

7. Data Security and Privacy

We implement industry-standard security measures to protect your data. However, no system is completely secure. You acknowledge that any information you provide is at your own risk. For detailed information about our data practices, please review our Privacy Policy.

8. Third-Party Integrations

The Service integrates with third-party services including but not limited to:

• Cryptocurrency exchanges and wallet providers
• Market data providers
• Payment processors (Stripe)
• Cloud infrastructure providers
• Analytics and monitoring services

We are not responsible for the availability, accuracy, or practices of these third-party services. Your use of such services is subject to their respective terms and conditions.

9. Intellectual Property Rights

The Service and its original content, features, and functionality are and will remain the exclusive property of XRP Dashboard and its licensors. The Service is protected by copyright, trademark, and other laws. You may not copy, modify, distribute, sell, or lease any part of our Service.

10. Service Availability and Modifications

We reserve the right to:

• Modify or discontinue the Service with or without notice
• Perform maintenance that may temporarily interrupt service
• Update these Terms at any time
• Suspend or terminate accounts for violations of these Terms

We will make reasonable efforts to provide advance notice of significant changes or planned maintenance.

11. Limitation of Liability

12. Indemnification

You agree to indemnify and hold harmless XRP Dashboard, its officers, directors, employees, and agents from and against any claims, damages, obligations, losses, liabilities, costs, or debt arising from your use of the Service or violation of these Terms.

13. Termination

We may terminate or suspend your account and access to the Service immediately, without prior notice, for conduct that we believe violates these Terms or is harmful to other users, us, or third parties.

Upon termination, your right to use the Service will cease immediately. Data retention policies are outlined in our Privacy Policy.

14. Governing Law and Dispute Resolution

These Terms shall be governed by and construed in accordance with the laws of the State of Delaware, without regard to its conflict of law provisions. Any disputes arising from these Terms or your use of the Service shall be resolved through binding arbitration in accordance with the Commercial Arbitration Rules of the American Arbitration Association.

15. Changes to Terms

We reserve the right to modify these Terms at any time. We will notify users of significant changes via email or through the Service. Continued use of the Service after changes constitutes acceptance of the modified Terms.

16. Contact Information